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Revised: June 7, 2007

READ THIS IN ITS ENTIRETY. USERS ARE NOT AUTHORIZED TO ACCESS THIS SITE UNLESS THEY HAVE READ AND AGREED TO THESE TERMS. These Website Terms of Service apply to the website with a home page located at www.instantdollarz.com ("InstantDollarz"). This Website is owned and operated by InstantDollarz Inc, located at PO Box 17527, Philadelphia, PA. All inquiries should be directed to that address, or to support@instantdollarz.com. We reserve the right to update these Terms and Services at any time. Such changes are effective once posted on this page. If you do not agree to these terms of service, promptly cease accessing or otherwise using InstantDollarz technology and exit this site immediately. BY USING AND/OR VISITING THIS WEBSITE YOU SIGNIFY YOUR ASSENT TO BOTH THESE TERMS AND CONDITIONS (the "Terms of Service") AND THE TERMS AND CONDITIONS OF INSTANTDOLLARZ.COM’S PRIVACY NOTICE WHICH ARE INCORPORATED HEREIN BY REFERENCE. INSTANTDOLLARZ.COM RESERVES THE RIGHT TO CHANGE THESE TERMS AND ITS PRIVACY POLICY AT ANY TIME WHICH CHANGES WILL BE POSTED ON THE SITE. IT IS YOUR RESPONSIBILITY TO REVIEW THE SITE FOR POSTED CHANGES. IF ANY FUTURE CHANGES TO THESE TERMS OR THE PRIVACY ARE UNACCEPTABLE TO YOU, YOU MUST DISCONTINUE USE OF THE SITE. CONTINUED USE OF THE SITE WILL BIND YOU TO THE CHANGE OF TERMS AND PRIVACY POLICY.

I. YOUR ACCEPTANCE

By visiting InstantDollarz and/or using InstantDollarz technology, you certify that you are over 18 years of age (or an emancipated minor, or possess legal parental or guardian consent), are fully competent to enter into any obligations and warranties present in any provisions of this site, have read this Agreement and agree to be legally bound by it, and that you agree to all rules and policies that may be published within InstantDollarz technology or this website. These Terms of Service apply to all visitors to InstantDollarz. The InstantDollarz Website may contain links to third party websites that are not owned or controlled by InstantDollarz. InstantDollarz has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party websites. In addition, InstantDollarz will not and cannot censor or edit the content of any third-party site. By using the Website, you expressly relieve InstantDollarz from any and all liability arising from your use of any third-party website. Accordingly, we encourage you to be aware when you leave the InstantDollarz Website and to read the terms and conditions and privacy policy of each other website that you visit.

II. WEBSITE ACCESS

InstantDollarz is willing to provide you with limited access to "InstantDollarz technology" (a collective term for all InstantDollarz software, data and technology used, stored, accessed or licensed during any use of the site, including the related intellectual property rights embodied therein) upon condition that you:

• Agree to these terms of service and our Privacy Policy, and to any other conditions specified within registration or order forms on this website, or in other InstantDollarz documents that can be viewed through links on any page of this website;
• Agree that your usage of this website is solely for your personal, non-commercial use and will comply with all applicable local, state, local, national and international laws, statutes, rules, regulations and ordinances;
• Agree that you will not copy or distribute any part of the Website in any medium without InstantDollarz's prior written authorization;
• You will not alter or modify any part of the Website other than as may be reasonably necessary to use the Website for its intended purpose;
• You agree not to use or launch any automated system, including without limitation, "robots," "spiders," "offline readers," etc., that accesses the Website in a manner that sends more request messages to the InstantDollarz servers in a given period of time than a human can reasonably produce in the same period by using a convention on-line web browser;
• Notwithstanding the foregoing, InstantDollarz grants the operators of public search engines permission to use spiders to copy materials from the site for the sole purpose of creating publicly available searchable indices of the materials, but not caches or archives of such materials. InstantDollarz reserves the right to revoke these exceptions either generally or in specific cases;
• You agree not to collect or harvest any personally identifiable information nor to use the communication systems provided by the Website for any commercial solicitation purposes;
• You agree not to solicit, for commercial purposes, any users of the Website with respect to their User Submissions.

III. INTELLECTUAL PROPERTY

The content on the InstantDollarz Website including without limitation, the text, software, scripts, graphics, photos, sounds, music, videos, interactive features and the like ("Content") and the trademarks, service marks and logos contained therein ("Marks"), are owned by or licensed to InstantDollarz, subject to copyright and other intellectual property rights under United States and foreign laws and international conventions.

The "look and feel" of the InstantDollarz Technology, meaning, the structure, sequence and layout of the audiovisual components of such technology as perceived by you, including, but not limited to, the color combinations, button shapes, and all other graphical and navigational elements, are also proprietary to InstantDollarz and its licensors and fully protected under U.S. and international intellectual property laws.

IV. USE of INSTANTDOLLARZ TECHNOLOGY AND CONTENT

Subject to these Terms of Service and any third party restrictions, InstantDollarzgrants you a non-transferable, non-exclusive and non-sublicenseable limited right and license to view, use and access the InstantDollarz Technology to view, print and download the images, text, graphics, photographs, audio, video and other content available within the InstantDollarz Technology solely for your informational purposes and for your immediate, private, personal and non-commercial use. No content on this website may be used, copied, reproduced, distributed, transmitted, broadcast, displayed, sold, licensed, or otherwise exploited for any other purposes whatsoever without the prior written consent of the respective owners. If you download or print a copy of the Content for personal use, you must retain all copyright and other proprietary notices contained therein. You agree not to circumvent, disable or otherwise interfere with security related features of the InstantDollarz Website or features that prevent or restrict use or copying of any Content or enforce limitations on use of the InstantDollarz Website or the Content therein. By posting any information or materials within this website and the InstantDollarz Technology, InstantDollarz does not waive proprietary rights in and to the InstantDollarz Technology and does not transfer any rights to you in the InstantDollarz technology except for the limited right granted here.

InstantDollarz reserves all rights not expressly granted in and to the Website and the Content, and disclaims any and all implied licenses. Without limiting the foregoing, you agree not to:

• Access the InstantDollarz Technology other than the interface provided on this website for explicit use in acccessing the InstantDollarz technology;
• Reverse engineer, decompile, reverse compile, translate, adapt, or disassemble or otherwise access the InstantDollarz Technology, or any part thereof;
• Copy, distribute, display, transmit or reproduce the InstantDollarz Technology, or any part thereof, in any form, including, but not limited to, fonts, icons, link buttons, wallpaper, and unlicensed merchandise;
• Publish, display, disclose, sell, rent, lease, modify, store, loan, distribute, publicly display or perform, co-brand, frame, permit third parties to link to, or create compilations or derivative works of the InstantDollarz Technology, or any part thereof, including, but not limited to, using any part of the InstantDollarz Technology to create fonts, icons, links, buttons, wallpaper and unlicensed merchandise;
• Assign, sublicense, convey, transfer, pledge as security or otherwise encumber the rights and licenses granted hereunder;
• Use the InstantDollarz Technology in any fashion that may infringe any patent, copyright, trademark, trade secret or any other intellectual property or proprietary right of InstantDollarz, its third party suppliers or any other third party;
• Upload, post, email, transmit or otherwise make available any material that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable;
• Use InstantDollarz Technology to harm minors in any way;
• Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity using InstantDollarz Technology;
• Forge headers or otherwise manipulate identifiers in order to disguise the origin of any content transmitted through the InstantDollarz Technology;
• Email, transmit or otherwise make available any materials that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);
• Email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation;
• Email, transmit or otherwise make available any material that contains software viruses, worms, trojans, spyware, adware or any other malicious computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
• Interfere with or disrupt the InstantDollarz Technology or servers or networks connected to the InstantDollarz Technology, or disobey any requirements, procedures, policies or regulations of networks connected to the InstantDollarz Technology (including, but not limited, to this Website);
• "Stalk" or otherwise harass another;
• Collect or store personal data about other users.

V. DMCA NOTICE

Please view the DMCA policy of this site for details regarding the Digital Millennium Copyright Act ("DMCA"). You acknowledge that if you fail to comply with all of the requirements as stated, your DMCA notice may not be valid. Under Section 512(f) of the Copyright Act, any person who knowingly materially misrepresents that material or activity is infringing or was removed or disabled by mistake or misidentification may be subject to liability.

VI. DATA SECURITY

InstantDollarz.com resides on the public Internet. InstantDollarz uses commercially reasonable measures to protect the confidentiality and security of all transactions and communications transcated to InstantDollarz, and any information stored on servers controlled by InstantDollarz. Notwithstanding these efforts, InstantDollarz cannot guarantee the confidentiality and security of such electronic communications and storage devices used to store such information (including, personally identifiable information) and disclaims all liability arising therefrom. Without limiting the foregoing, you shall not (a) violate or attempt to violate the security of the InstantDollarz Technology; (b) access data or materials not intended for you; (c) log into a server or account which you are not authorized to access; (d) attempt to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures; or (e) attempt to interfere with service to any user, host or network, including, without limitation, by means of submitting a virus to the InstantDollarz Technology, overloading, "flooding," "mailbombing" or "crashing" the InstantDollarz Technology. Violations of system or network security may result in civil or criminal liability. InstantDollarz reserves the right to investigate occurrences that may involve such violations and may involve and cooperate with, law enforcement authorities in prosecuting users who have participated in such violations.

VII. DISCLAIMER

YOU AGREE THAT YOUR USE OF THE INSTANTDOLLARZ.com WEBSITE SHALL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, INSTANTDOLLARZ.COM, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE WEBSITE AND YOUR USE THEREOF. INSTANTDOLLARZ.COM MAKES NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THIS SITE'S CONTENT OR THE CONTENT OF ANY SITES LINKED TO THIS SITE AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF OUR WEBSITE, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR WEBSITE, (V) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH OUR WEBSITE BY ANY THIRD PARTY, AND/OR (VI) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE INSTANTDOLLARZ.COM WEBSITE. INSTANTDOLLARZ.COM DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE INSTANTDOLLARZ.com WEBSITE OR ANY HYPERLINKED WEBSITE OR FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND INSTANTDOLLARZ.COM WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.

VIII. LIMITATION OF LIABILITY and INDEMNITIES

IN NO EVENT SHALL INSTANTDOLLARZ.COM, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS, BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER RESULTING FROM ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF OUR WEBSITE, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR WEBSITE, (IV) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH OUR WEBSITE BY ANY THIRD PARTY, AND/OR (V) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF YOUR USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE INSTANTDOLLARZ.com WEBSITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER ORNOT THE COMPANY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.

YOU SPECIFICALLY ACKNOWLEDGE THAT INSTANTDOLLARZ.com SHALL NOT BE LIABLE FOR USER SUBMISSIONS OR THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY AND THAT THE RISK OF HARM OR DAMAGE FROM THE FOREGOING RESTS ENTIRELY WITH YOU. The Website is controlled and offered by InstantDollarz from its facilities in the United States of America. InstantDollarz makes no representations that the InstantDollarz Website is appropriate or available for use in other locations. Those who access or use the InstantDollarz Website from other jurisdictions do so at their own volition and are responsible for compliance with local law.

You agree to defend, indemnify and hold harmless InstantDollarz, its parent corporation, officers, directors, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from: (i) your use of and access to the InstantDollarz Website; (ii) your violation of any term of these Terms of Service; (iii) your violation of any third party right, including without limitation any copyright, property, or privacy right; or (iv) any claim that one of your User Submissions caused damage to a third party. This defense and indemnification obligation will survive these Terms of Service and your use of the InstantDollarz Website.

You agree to defend, indemnify and hold harmless InstantDollarz, its parent corporation, officers, directors, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from your use and access of any third party website. InstantDollarz does not have any control over and is not responsible for the content, accuracy and opinions present on any third party sites (non-affiliates of InstantDollarz) and has no responsibility to monitor or investigate any of the content. InstantDollarz has no ability to edit or censor content on any third party site. By creating links to third party sites, InstantDollarz does not endorse or recommend any products or services offered or information contained at third party sites, nor is InstantDollarz liable for any failure of products and services offered or advertised at those sites.

IX. ENTIRE AGREEMENT

This Agreement and the Privacy Policy of this website constitutes the entire agreement between you and InstantDollarz with respect to the subject matter addressed herein, and governs your access to and use of the InstantDollarz Technology, superseding any prior agreements between you and InstantDollarz relating to such subject matter, but this Agreement may be supplemented by any other agreement you enter into with InstantDollarz pursuant to your enrollment and/or participation in other features of the InstantDollarz Technology.

You agree that InstantDollarz, at its sole discretion, may terminate or suspend your access to the InstantDollarz Technology (or any part thereof) at any time and for no or any reason whatsoever, including, without limitation, for lack of use by you or if InstantDollarz believes that you have violated or acted inconsistently with the terms and conditions of this Agreement. InstantDollarz reserves the right at any time to modify or discontinue, temporarily or permanently your access to and use of the InstantDollarz Technology (or any part thereof) without notice. You agree that InstantDollarz shall not be liable to you or to any third party for any modification, suspension or discontinuance of your use of or access to the InstantDollarz Technology. Your obligations under this Agreement shall continue even after InstantDollarz has terminated and/or cancelled this Agreement or your access to the InstantDollarz Technology. Any provision that by its nature survives shall survive termination, expiration or cancellation of this Agreement.

X. ELECTRONIC DELIVERY POLICY

By using the InstantDollarz.com Technology, you consent to receive from InstantDollarz all communications including notices, agreements, legally required disclosures or other information in connection with the InstantDollarz Technology (collectively, "Contract Notices") electronically. InstantDollarz shall provide such electronic Contract Notices by posting them on this Website. If you desire to withdraw your consent to receive Contract Notices electronically, you must discontinue your use of the Website and the InstantDollarz Technology.

XI. JURISDICTION

You agree that this Agreement will be governed and construed in all respects by the laws of the state of Pennsylvania, without regard to principles of conflict of laws and without application of the Uniform Computer Information Transaction Act and the United Nations Convention of Controls for International Sale of Goods. You agree that the InstantDollarz Technology (including, but not limited to this Website) is deemed a passive website that does not give rise to personal jurisdiction over InstantDollarz.com or its successors, either specific or general, in any jurisdiction other than the State of Pennsylvania. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of InstantDollarz.com Technology must be filed within one (1) year after such claim or cause of action arose or be forever barred, and you expressly waive any other statute of limitation which otherwise may apply. You agree to submit to the exclusive jurisdiction of the courts of the State of Pennsylvania or the United States District Court for the Eastern District of Pennsylvania for resolution of any dispute, action or proceeding arising in connection with this Agreement or your use or non-use of this Website. You hereby irrevocably waive any right you may have to trial by jury in any such dispute, action or proceeding.

XII. GENERAL PROVISIONS

If any part of this Agreement is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of the remaining provisions of this Agreement. You agree that if any part of the terms and conditions of this Agreement are found to be unenforceable, then the remainder of the terms and conditions of this Agreement will remain in full force and effect. No waiver of any term of this these Terms of Service shall be deemed a further or continuing waiver of such term or any other term, and InstantDollarz.com's failure to assert any right or provision under these Terms of Service shall not constitute a waiver of such right or provision. InstantDollarz.com may assign its rights and duties under this Agreement to any party at any time without notice to you. You may not assign this Agreement or the rights granted herein to any party without the prior written consent of InstantDollarz.com. The section headings used in this Agreement are for convenience only and have no legal or contractual effect.

ENDNOTE

If you have any questions about these Terms of Service or the practices of this site, please contact us at support@instantdollarz.com, or use the mailing address listed below. We welcome your questions, comments, and concerns about these Terms of Service. Please send us feedback pertaining to these matters or any other issue you may have with InstantDollarz

InstantDollarz.com
PO BOX 17257
Philadelphia, PA 19105